Design one single mobile app icon for the App Type, translating the Icon Concept into a bold, instantly readable symbol. Present it as a real App Store or Google Play icon: a rounded-square iOS squircle centered on a plain, very light neutral background, occupying about 70 percent of the square 1:1 canvas, with a soft subtle drop shadow beneath it. Apply the Icon Style while keeping the symbol simple, with a strong silhouette, comfortable padding, crisp edges and smart negative space. Use the Color Palette with clear contrast between the icon background and symbol. Add only gentle 3D shading, soft highlights and believable material definition. Keep the composition clean and iconographic, never a detailed scene or illustration. Show no device, hands, mockup, extra objects, text outside the icon, watermarks, sparkles, glow or lens flare. Do not resemble any existing app icon, brand logo or famous mascot.
Use these details:
App Type: "Neobank"
Icon Concept: "A credit card bending into a smile curve"
Icon Style: "Soft 3D"
Color Palette: "Coral and cream"
Using your own logo, product or face? Attach it in the chat and say which of the details it replaces.
Your result will come out close to the example rather than identical to it. Change the details to make it yours.