Show a modern smartphone mockup displaying the budget dashboard for App Name. The screen should feature a clear monthly spending summary, a colorful donut chart using the Budget Categories, a compact bar chart comparing planned and actual spending, and a short list of recent transactions. Render App Name exactly as written in the app header and use the Budget Categories as readable chart labels. Use the Color Palette throughout the interface with strong contrast, restrained white space and a clear visual hierarchy. Place the phone upright against a simple light background with a subtle soft shadow, leaving enough surrounding space for an app feature showcase. Use realistic glass reflections, crisp screen details and accurate device proportions. Keep every interface label legible, avoid clutter and prevent any distorted or misspelled text. Compose the final image in the Format.
Use these details:
App Name: "Pennywise"
Budget Categories: ["Housing", "Groceries", "Transport", "Entertainment"]
Color Palette: "coral, teal, violet, sunny yellow and deep navy"
Format: "9:16 vertical"
